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Financing your new vinyl windows

Homeowners looking to replace windows at their residence may want to act soon if they are looking to finance the repairs. Interest rates are on the rise making financing a more costly option. Educating yourself now on various options available to homeowners can help you more forward with greater confidence.

Understanding the amount of money to finance is an important starting point for your decision. Many window providers offer free estimates. Taylors Windows® provides a simple online form to get you started in this process. Take advantage of these offers to learn what your project will cost. 

Depending on the size of the project, window replacement is a major investment in your home. Windows can cost in the hundreds to even over a thousand dollars depending on the application. This is another reason for getting an estimate before moving forward with financing options.

Having the money on hand is obviously the best scenario. However, with some projects moving into the five figure range, many homeowners do not have that option. It is time to look at other ways to finance your window makeover.

Wait and save

When thinking of financing, an important consideration is the cost of money. $10,000 borrowed at 6% over three years will cost nearly $1,000. If a homeowner is in a position to set aside money from each paycheck and wait to make the purchase until the money is in hand, that $1,000 can be saved.

Of course, there are instances where waiting is not an option. Damaged windows and the need to improve your home for investment purposes are reasons to act sooner. In these cases, some of the expense may be offset by insurance or return on the investment through equity.


Homeowners insurance is only an option when windows get damaged because of an accident or weather. You will need to review your policy and speak with your insurance representative to see if you qualify.

FHA Loan

A Federal Housing Administration loan may be available to single home families. This option can provide up to $25,000 for improvements or repairs. This option can be accessed through the FHA PowerSaver Home Energy Retrofit Loan Pilot Program.

Replacement Grants

Governments also offer incentives for homeowners to make their homes more energy-efficient. These programs may change from year-to-year. So, make sure you research your options. A great place to start is at energy.gov. Lower income homeowners may find options at benefits.gov.

Home Equity Loan

Your home might also be an option for helping you pay to improve it. A home equity loan is a reasonable way to take money from your home and reinvest it in the property. A good place to start with this option is to speak with your mortgage provider–but it never hurts to shop around. Learn more about this option.

Other options

There are other options, such as credit cards, and even title loans. However, these options have a high cost. Credit cards may have some advantages if you know you will have funding soon, or you want to take advantage of rewards programs. They may also have special introductory rates that may help alleviate some of the cost. 

Financing option through Taylors Windows®

Taylors Windows® offers financing options through Wells Fargo with approved credit. South Carolina residents can learn more about their options at TaylorsWindows.com. You can also contact your window installer directly if you have any questions regarding your financing or payment options.

Custom vinyl windows are a great investment in the value of your home. Weighing the cost of this investment with the return it brings is an important step in determining your next steps to improve your home. A great first step is to request your free no-hassle estimate.

About Taylors Windows®

Taylors Windows® replacement windows has been building vinyl replacement windows in our Greenville SC plant since 1992. We build replacement windows, install them and best of all we warranty your replacement windows without any middle men. Taylors Windows has been family owned for over 30 years and we have built over 750,000 custom vinyl replacement windows.

Taylors Windows® has multiple locations to serve you Greenville SC, Columbia, SC.

Book a FREE In-Home Quote today with one of our Window Replacement Designers who will show you our products and measure your windows for you.

Taylors Windows® Replacement windows hand made in the Carolinas since 1992.

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